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General Insurance

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  • Every two minutes, someone in the UK suffers a heart attack and around 2.6 million people are currently suffering from coronary heart disease.
  • More than 1 in 3 people will contract a form of cancer at some point in their lives, with 50% surviving more than 5 years.
  • Stroke is the largest single cause of severe disability. While one third of people make a good recovery, around one third die within a year and one third are left with serious disabilities leaving them unable to return to normal work.
  • 1 million people are treated in hospital for head injuries each year and 9 out of every 20 victims with severe head injury will not return to work.
  • A man has a one in four chance of suffering a critical illness before retirement age. For a woman it is one in five.
  • Around 25% of people who retired before State pension age did so because of their own ill health or, less often, because of someone else's ill health.

Sources: British Heart Foundation 2002/ Cancer Research 2002/BASIC 2002/ The Stroke Association 2002/ ERC Frankona/ OPCS 1992

Rates by key offences
per 10,000 people. Figures in brackets = 2002/2003
Region Car Theft Burglary* Violent Crime
North East 53 (55) 182 (202) 183 (177)
North West 64 (75) 236 (267) 219 (186)
Yorks & Humber 79 (87) 281 (345) 214 (164)
E Midlands 50 (56) 222 (234) 201 (183)
W Midlands 62 (64) 193 (198) 236 (218)
E England 39 (42) 120 (124) 169 (145)
London 75 (82) 212 (240) 324 (324)
South East 37 (40) 121 (124) 157 (131)
SouthWEst 36 (43) 123 (148) 172 (155)
Wales 55 (61) 116 (124) 193 (195)
England & Wales 52 (61) 182 (202) 211 (190)

* = per 10,000 Households. Source: Recorded crime

These facts may seem alarming, but it highlights the reason why protection is so important.

There are a number of products designed specifically to provide financial help if the worst happens. What kind of cover would be most suitable for your family?

  • Pays out a lump sum and/or income if you die
  • Pays out a lump sum and/or income if you become critically ill
  • Provides a replacement income if you can't work because of illness or accident
  • Household Insurance
  • Private Heath Insurance
  • Motor Insurance

You may find that you need a combination of one or more of these products to give you and your family the most suitable protection.

>> Get a General Insurance Quote

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