General Insurance
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- Every two minutes, someone in the UK suffers a heart attack and around 2.6 million people are currently suffering from coronary heart disease.
- More than 1 in 3 people will contract a form of cancer at some point in their lives, with 50% surviving more than 5 years.
- Stroke is the largest single cause of severe disability. While one third of people make a good recovery, around one third die within a year and one third are left with serious disabilities leaving them unable to return to normal work.
- 1 million people are treated in hospital for head injuries each year and 9 out of every 20 victims with severe head injury will not return to work.
- A man has a one in four chance of suffering a critical illness before retirement age. For a woman it is one in five.
- Around 25% of people who retired before State pension age did so because of their own ill health or, less often, because of someone else's ill health.
Sources: British Heart Foundation 2002/ Cancer Research 2002/BASIC 2002/ The Stroke Association 2002/ ERC Frankona/ OPCS 1992
| Region | Car Theft | Burglary* | Violent Crime |
| North East | 53 (55) | 182 (202) | 183 (177) |
| North West | 64 (75) | 236 (267) | 219 (186) |
| Yorks & Humber | 79 (87) | 281 (345) | 214 (164) |
| E Midlands | 50 (56) | 222 (234) | 201 (183) |
| W Midlands | 62 (64) | 193 (198) | 236 (218) |
| E England | 39 (42) | 120 (124) | 169 (145) |
| London | 75 (82) | 212 (240) | 324 (324) |
| South East | 37 (40) | 121 (124) | 157 (131) |
| SouthWEst | 36 (43) | 123 (148) | 172 (155) |
| Wales | 55 (61) | 116 (124) | 193 (195) |
| England & Wales | 52 (61) | 182 (202) | 211 (190) |
* = per 10,000 Households. Source: Recorded crime
These facts may seem alarming, but it highlights the reason why protection is so important.
There are a number of products designed specifically to provide financial help if the worst happens. What kind of cover would be most suitable for your family?
- Pays out a lump sum and/or income if you die
- Pays out a lump sum and/or income if you become critically ill
- Provides a replacement income if you can't work because of illness or accident
- Household Insurance
- Private Heath Insurance
- Motor Insurance
You may find that you need a combination of one or more of these products to give you and your family the most suitable protection.


